Enjoy it today,
more time to pay.

Spread the cost with a Buy Now Pay Later plan, pay up to 6 months later if you spend €275* or more.
22.99% APR Fixed.

Have the things you want from Argos and make payment more affordable with our Buy Now, Pay Later. Applying is easy, just ask in any store and one of our colleagues will be more than happy to help.

  • Are aged 18 years or over and have been resident in the Republic of Ireland for a minimum of 3 years.
  • Provide two forms of identification - for your address this could be a utility bill (excluding service bills i.e. mobile phone), credit card statement or a current account statement all dated within 3 months. For your identity, we accept a valid passport or full driving licence.
  • Are able to pay 10% deposit by Chip & PIN card from the same account the Direct Debit will come from.
  • Provide proof of bank details used for your application.
  • Have a fixed landline (home or work).
  • When spending €500 or more, provide one proof of Public Personal Service Number (PPSN) which should include one of the below: - Any correspondence from the Department of Social Protection addressed to the individual (last 3 months) - Any correspondence from the Revenue Commissioners addressed to the individual (last 3 months) - P21, Tax Assessment or Notice of Tax Credits - Receipt of Social Welfare Payment - Medical Card / Drug Payment Scheme (DPS) Card - Payslip, P60/P4

*Cash price €275, deposit €27.50. Settle the loan in full by repaying the credit amount of €247.50 within 6 months of the date of the agreement OR if the loan is not settled within 6 months of the date of the agreement, then pay 48 month's instalments of €8.48. Total payable €434.54. 22.99% APR. Borrowing rate 22.99% fixed.

Written quotations on request. Finance is subject to status. Credit provided by Creation Consumer Finance Limited, 4th-6th floor Wellington Buildings, 2-4 Wellington Street, Belfast, BT1 6HT. Terms and conditions apply. Just ask in-store for further details. Excludes jewellery.

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